Shop Pay offers a convenient "Pay Over Time" option allowing you to split your purchase into four equal, interest-free payments. Here's how automatic payments work when you choose this option:
How Pay Over Time Works
Select Shop Pay at Checkout
- When you're ready to complete your purchase, choose Shop Pay as your payment method.
- If eligible, select the "Pay Over Time" option to split your total into four equal payments.
Provide Your Payment Details
- Enter the card details you wish to use for the automatic payments.
- This card will be used for all scheduled payments.
Automatic Payment Schedule
- First Payment: Collected at the time of purchase.
- Subsequent Payments: The remaining three payments are automatically charged to your card every two weeks.
Stay Informed
- Email Notifications: All scheduled payments are communicated to you via email.
- Payment Reminders: You'll receive reminders before each payment is due.
Manage Your Payments
- Access Your Shop Pay Account: Review your purchases and payment schedule by logging in at Shop Pay Login.
- Payment History: Keep track of all your transactions in one place.
Benefits of Using Shop Pay Installments
- Interest-Free Payments: Split your purchase into four equal, interest-free payments with no hidden fees.
- Automatic Deductions: Payments are collected automatically, so you don't have to worry about missing a due date.
- Budget-Friendly: Manage your expenses by spreading the cost over time.
Eligibility and Requirements
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The amount to pay must be between $50 and $3,000.
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You must pass a Credit Check (instant) which does not affect your credit score.
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Debit and credit cards are accepted. Prepaid cards may not be supported.
Need Assistance?
If you have questions or need help with Shop Pay automatic payments:
- Find detailed FAQs and support articles at Shop Pay Help.
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Contact Shop Pay Support at help@shop.app
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